Payment through check is in practice for a long time. For cashing a check, a person has to go to the bank during working hours i.e. no weekends and public holidays. In today’s era where everything is online, it becomes a very hectic task to go to the bank and wait in the queue for cashing the check and receive money. So, one solution to this problem is to cash the check online known as instant online check cashing. In this article, we will discuss various queries such as what is an instant online check cashing? How does instant online check cashing works? What is the process and steps involved in it?
Dakota Magic Casino & Hotel offers thrilling hotel and casino promotions throughout the month, including car giveaways, cash, and “stay and play” deals at our luxurious hotel. And if you’re a member of our Magic Rewards Club, you’ll receive $10 Free Play during your birthday month, and couples can enjoy $10 Free Play each during your.
Finally, it concludes with the list of 12 bank, services, sites or applications which supports this.
Contents
- 1 What is an Instant Online Check Cashing?
What is an Instant Online Check Cashing?
Let us suppose a situation where a person has some urgent requirement or unable to visit a bank to cash the check. In this scenario, the person usually think ‘can I cash the check online’? For these kinds of situations, instant online check cashing is the perfect solution. It is a process in which a person can cash a check without going to an ATM or the bank through a mobile application or some site.
After the check is cashed, the amount is transferred to the account of that person. In today’s digital life, this makes our life easier by not standing in a queue of the bank. There are many services or banks which allows you to cash a check from Mobile Apps. For e.g. US Bank, Ingo Money, PayPal etc.
How Does it Work?
For cashing a check online a person must have the knowledge about its process, how does instant online check cashing works, etc. Online check cashing is achieved via a smartphone. The whole process is as follows;
- There are a lot of mobile applications which can be downloaded and used for online cashing. Many of these applications/services required to link the person’s account number to these applications.
- These applications may require pictures of both the front as well as the back of the check which a person want to cash.
- After taking the photos, the check goes in a queue for further process.
- If the check is approved, money goes to the user’s account, which is linked with the app.
- If the account is not linked, then the user may have to transfer the money to their account.
- A person should keep the copy of the check for a minimum of two weeks or till the completion of the transaction for safety purpose.
There are many banks in the US which offer online instant cashing of checks.
How to Cash a Check Online Instantly?
Since society has been leading to digitization, everyone wants to do his/her daily transactions online. Generally, people get paid through a check, which has to be cashed in order to get the money. Nowadays the use of smartphone makes check to cash very fast and comfortable for the end user because of instant online check cashing. With online check cashing, a person can cash his/her check without going to the bank. So to ensure safe and secure online check cashing, a person should aware of all the steps involved. Following are the steps;
- Most of the instant check cashing services use mobile applications. So, firstly get the corresponding mobile applications.
- After this register through the applications and link the bank account or any prepaid card account.
- Then write “For online deposit only” below the signature on the back of the check.
- Submit the photo of front and back of the check.
- Validate the check amount
- Lastly, confirm the deposit.
In an above-mentioned way, a person can instantly cash their check through online services.
12 Online Services and Apps for Instant Online Check Cashing
Generally, for cashing a check, a person visits the ATM or bank. Another way to cash the check is through online. There are various services which support instant cashing of checks. Most of these services allow you to cash a check online using their mobile application. Some of these services are listed below:
- US Bank: US bank provides an online check to cash through its own mobile application. Online cashing is done without any extra fee but has some deposit limit. Deposit limit is the maximum amount a person can deposit in working days.
- Ingo money: This service is provided by First Century Bank, N.A. and Ingo Money. It costs around 2% for government check with printed signature and 5% for all other checks with a minimum of $5.
- ACE Mobile Loads
- Brink’s Money Prepaid
- Lodefast Check Cashing App
- Check Cashing Store
- Boost Mobile Wallet
- Waleteros: Your Mobile Banking
- Bank of Internet, USA
- Guaranty Bank
- Money Mart
- GoBank
Conclusion
This article gives an overview of how one can cash a check online instantly. How does the instant check cashing works and what are the steps involve in cashing a check online? After that, the list of bank or services which offer online check cashing is also mentioned. Instant online check cashing has made a person’s life much easier by not going to the bank or ATM and stand in the queue to cash the check.
LAS VEGAS – It's payday and a long line has sprouted at the casino's cashier cage, where tellers dole out bundles of money.
Free Check Cashing Near Me
Nearly all the folks waiting this afternoon inside the Boulder Station casino (search) are clutching paychecks. A waitress offers free margaritas to the growing crowd beneath catchy banners —'Just cash your check, spin and win?' 'Everyone's a winner ... Guaranteed!' and 'Free drink with every paycheck cashed.'
Many in the line leave the casino without spending a penny money inside the casinos but the practice is drawing some criticism from those in and out of the industry.
Casino Check Cashing Near Me Location
Patrons come to avoid the fees of check cashing centers and banks' requirement that they have an account.
Unlike banks, casinos lure their customers with free booze and an array of gimmicks. People can win food and more money by playing games, such as Poker Payday, Paycheck Bonanza Plus and Paycheck Poker.
Some of the biggest practitioners of this time-honored Nevada trade are Wall Street darlings like Station Casinos (STN) and Boyd Gaming (BYD), companies that own casinos popular with locals.
At Boulder Station, testimonials hang above the cashier cage from Gilbert, Michael and Dietmar, the last claiming he doubled his paycheck.
The Orleans casino (search) boasts the Paycheck Party Machine that allows players to pick their favorite game: poker, slots or Keno and 'Win up to $250,000.'
On its massive parking deck, the Palms hotel-casino displays a scantily clad woman holding wads of money with the slogan: 'Win up to $10,000 instantly.' The casino also advertises in the local newspaper.
Arizona Charlie's (search) tempts workers with the words 'Dream Big!' and a free big-screen television.
The biggest companies in the industry — MGM Mirage (MGG), Harrah's Entertainment (HET) and Caesars Entertainment (CZR) — do not cash paychecks. In Las Vegas, these gambling goliaths depend on tourists rather than local residents to drive their earnings.
Harrah's Chairman Phil Satre said many communities frown upon the practice and it isn't worth the negative publicity.
Virginia McDowell, senior vice president of operations of Argosy Gaming (AGY) in Indiana, said her company does not allow check cashing at its casinos.
'We wouldn't even if we could because ... it's not good business,' she said. 'It's just not the right thing to do. We are good corporate citizens and we certainly don't want to do anything that's going to cause problems.'
Indiana, New Jersey, Missouri, Illinois and Louisiana are among the states that prohibit payroll or government check cashing at their casinos.
Kevin Mullally, executive director of the Missouri Gaming Commission (search), said people should not do their banking at casinos, which are for entertainment.
Check Cashing Locations Near Me
'I'm sure that some would argue that it's a convenience factor for the patron,' he said. 'But it's just inconsistent with the environment that we would like to create in Missouri. You don't go to the movies and cash your paycheck. You don't go to the bowling alley and cash your paycheck. When you start allowing those type of deviations, then it becomes something other than that.'
Scott Scherer of the Nevada Gaming Control Board (search) said he was approached by a company that wants to go a step further and install automatic loan kiosks inside casinos.
'My gut instinct is I'm opposed to this but I'm open to listening,' he said. 'It could be a combustible issue for the industry. If you're cashing a paycheck, it's money you've already earned. Do we want to allow this one step further — gambling away money you haven't earned?'
Executives with MGM Mirage and Caesars Entertainment have raised the question of whether check cashing should be discontinued in all casinos.
When members of the American Gaming Association (search) considered disallowing casino check-cashing in the industry's new code of conduct, Station Casinos objected.
It would put the company at a competitive disadvantage if only AGA members followed the trade organization's code of conduct, Stations spokeswoman Leslie Pittman said. Not all casino companies — the Palms, for instance — are part of the association.
'If this is going to be prohibited it should be across the board,' Pittman said.
Judy Patterson, the association's executive director and senior vice president, said, 'There wasn't consensus on this issue.'
Station Casinos supplies a valuable service to many residents who don't have bank accounts and don't want to pay a percentage of their check to cash it at other places, Pittman said.
At the off-Strip Orleans hotel-casino, scores of people stood in line one recent Friday waiting to cash their checks. The line was longer than a football field and a waitress couldn't unload her drinks fast enough to the mostly Hispanic crowd.
At the end of it paycheck queue, the Paycheck Party Machine loomed large.
Robert Stillwell, Boyd Gaming's vice president of corporate communications, said the casino tactics are reasonable, including offering free drinks.
'You see a lot of promotions in retail, and it's commensurate with what any business does trying to generate business,' he said. 'We are not serving minors. We are serving adults.'
Rob Hunter, a clinical psychologist who runs the Problem Gambling Center (search) in Las Vegas, said his patients don't need more temptation to gamble.
'The idea of having an entire check in $100 bills and two free drink coupons is inherently dangerous for the problem gambler,' he said.
Arnie Wexler, former executive director of the Council on Compulsive Gambling (search) of New Jersey, agreed.
'That's wrong,' Wexler said. 'For them to cash checks is a business decision, but for them to give free drinks? That's disgusting. It's an inducement to gamble once you get the money.'
Charlotte Haskell, who receives $781 in workers compensation every two weeks, likes to cash her checks at Boulder Station.
'I've been coming here forever,' Haskell, 41, said. 'I'm going to get my free spin.'
Haskell doesn't burn through all her money after she cashes her check at the casino. She's developed a system.
'That's how I control my gambling, having someone drop me off and wait,' she explained.
But then again, Haskell doesn't like to gamble on Friday, anyway.
'I usually come back Saturdays. Saturday is my day.'